Compare Maid Insurance Plans Singapore 2026
Side-by-side breakdown — pick the right level of protection for your helper and budget.
| Feature | Standard S$566.80 | Most Popular Deluxe S$648.50 | Best Value Premier S$730.30 |
|---|---|---|---|
| Price (26 months) | S$566.80 | S$648.50 | S$730.30 |
| Medical Coverage | S$60,000 | S$80,000 | S$100,000 |
| Personal Accident | S$60,000 | S$60,000 | S$60,000 |
| Security Bond | S$5,000 | S$5,000 | S$5,000 |
| COVID-19 Coverage | |||
| Basic Outpatient Care | |||
| Dental Care | |||
| Repatriation Expenses | |||
| Replacement Helper Costs | |||
| Critical Illness Coverage | |||
| Emergency Medical Evacuation | |||
| Wage & Levy Reimbursement | |||
| MOM Compliant | |||
| Get Standard | Get Deluxe | Get Premier |
All plans cover the mandatory 26-month period and are fully MOM-compliant. View full coverage details →
Best Maid Insurance Plans in Singapore 2026
All plans are MOM-compliant and include the mandatory security bond.
Premier Plan
Maximum coverage with premium benefits
Only S$1.00/day
- All Deluxe Plan Benefits
- Premium Medical Coverage (S$100,000)
- Critical Illness Coverage
- Emergency Medical Evacuation
- Wage & Levy Reimbursement
Deluxe Plan
Enhanced protection with additional benefits
Only S$0.89/day
- All Standard Plan Benefits
- Enhanced Medical Coverage (S$80,000)
- Dental Care Coverage
- Repatriation Expenses
- Replacement Helper Expenses
Standard Plan
Essential coverage meeting MOM requirements
Only S$0.78/day
- Medical Insurance (S$60,000 coverage)
- Personal Accident Insurance (S$60,000)
- Security Bond (S$5,000)
- COVID-19 Coverage
- Basic Outpatient Care
Optional Add-Ons — from S$54.50
Enhance any plan with these optional extras.
Which Maid Insurance Plan Should You Choose?
Best for budget-conscious employers with a young, healthy helper (under 35).
- Meets all MOM requirements
- Lowest upfront cost
- No dental / repatriation
Best balance of coverage and price. Ideal for helpers aged 35–50.
- S$80,000 medical coverage
- Dental + repatriation
- Replacement helper costs
Best for helpers aged 45+ or employers wanting zero financial surprises. Only S$1/day.
- S$100,000 medical coverage
- Critical illness + evacuation
- Wage & levy reimbursement
Not sure which plan fits? Contact our team for a free recommendation based on your helper's age and budget. Or see the full coverage details →
2026 MOM Enhanced Medical Insurance Requirements
MOM rolled out enhanced requirements in two stages. All our plans are fully compliant.
- Minimum coverage raised from S$15,000 to S$60,000
- 75% insurer / 25% employer co-payment for claims above S$15,000
- Direct insurer payment to hospitals — no upfront payment required
- Standardised exclusion clauses across all insurers
- Age-differentiated premiums for helpers above/below 50
Co-Payment Calculator
Estimate your out-of-pocket cost for medical claims above S$15,000.
Maid Insurance Singapore — Frequently Asked Questions
Get your maid insurance sorted today
Our consultants recommend the right plan for your helper's age and budget — and handle all the paperwork.
Maid Insurance Singapore 2026: Key Facts
- Plans from S$566.80 for 26 months — less than S$1/day for full MOM-compliant coverage.
- 3 plan tiers: Standard (S$566.80), Deluxe (S$648.50, most popular), Premier (S$730.30, best value).
- MOM requires minimum S$60,000 medical insurance and S$60,000 personal accident for all FDWs.
- Security bond of S$5,000 is included in all plans — no separate purchase needed.
- Since July 2025: Insurers pay hospitals directly — no upfront payment required from employers.
- Co-payment: Insurer 75% / employer 25% for medical claims above S$15,000.
Source: Ministry of Manpower (MOM) |